Privacy Policy - CashPark Inc

CASHPARK INC.

Effective Date: February 2025

CASHPARK INC. ("CASHPARK", "we", "us", or "our") is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, retain, and protect your personal information in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).

1. About CASHPARK INC.
CASHPARK INC. is a registered Money Services Business (MSB) in Canada. We offer services including currency exchange, money transfers, and payment processing. As a financial service provider, we are legally obligated to collect, verify, and retain certain information to comply with anti-money laundering (AML) and counter-terrorist financing (CTF) laws.

2. What Personal Information We Collect
We collect the following types of personal information:

a. Identity Information
* Full legal name
* Date of birth
* Government-issued identification (e.g., driver’s license, passport, permanent resident card)
* Address and contact information (email, phone number)

b. Financial and Transactional Information
* Transaction history (e.g., amounts, currencies, sender/receiver info, frequency)
* Payment method (e.g., bank details, account numbers)
* Purpose and source of funds
c. Regulatory and Compliance Data
* Know Your Customer (KYC) records
* Anti-Money Laundering (AML) documentation
* Screening against sanctions and politically exposed persons (PEP) lists
d. Technical Data
* IP address
* Device and browser information
* Geolocation data (if applicable)

3. How We Use Your Information

We use your personal information for the following purposes:
* To verify your identity and meet legal KYC/AML obligations
* To process and fulfill money transfers and other financial transactions
* To detect and prevent fraud, money laundering, and other illegal activities
To report certain transactions to the *Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)**
* To maintain accurate records and comply with audit requirements
* To communicate with you regarding your account, transactions, or our services
* To improve the security, performance, and usability of our services

4. Sharing and Disclosure of Personal Information
We may share your personal information in the following circumstances:
* With Regulatory Authorities: Such as FINTRAC, if required by law
* With Law Enforcement: When compelled by a subpoena, court order, or similar legal process
* With Financial Institutions or Intermediaries: As part of processing transactions
* With Third-Party Service Providers: Who perform functions on our behalf, such as payment processors, compliance partners, or IT providers. All service providers are bound by confidentiality agreements
We do not sell or rent your personal information to third parties.

5. Consent
We collect, use, and disclose your personal information with your knowledge and consent, except where otherwise permitted or required by law. Consent may be given explicitly (e.g., signing a form) or implicitly (e.g., by using our services).
You may withdraw your consent at any time, subject to legal or contractual restrictions. However, doing so may affect our ability to provide you with our services

6. Data Retention

We retain personal information only for as long as necessary to:
* Fulfill the purposes described in this policy
Comply with legal and regulatory obligations, including FINTRAC recordkeeping requirements (typically *five years** after the end of a transaction or business relationship)

7. Safeguarding Your Information

We take the security of your personal information seriously. CASHPARK employs appropriate administrative, technical, and physical safeguards to protect your information against:
* Unauthorized access
* Disclosure
* Loss or theft
* Misuse
* Alteration or destruction
Safeguards include data encryption, firewalls, secure facilities, and limited access to personal information.

8. Your Rights

Under Canadian privacy laws, you have the right to:
* Access your personal information
* Request corrections or updates to inaccurate information
* Withdraw your consent (subject to legal limitations)
File a complaint with the *Office of the Privacy Commissioner of Canada** if you believe your rights have been violated

To exercise these rights, please contact us using the information below.
Email : Contact@mycashpark.com

9. International Data Transfers

If your transactions involve parties in other countries, your information may be transferred to jurisdictions outside Canada. When this occurs, we ensure appropriate data protection safeguards are in place.

10. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our practices or legal obligations. The revised policy will be posted on our website with the updated effective date. We encourage you to review it periodically.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our handling of your personal information, please contact us:

CASHPARK INC.

Email: Contact@mycashpark.com

Phone: +1-403-827-2668

Website: http://www.mycashpark.com